The Real Estate Way to Wealth and Freedom podcast with Jacob Ayers

Are you overwhelmed with the thought of investing in real estate?

Don't sweat it!

I'm Jacob and as the host of The Real Estate Way to Wealth and Freedom podcast, my aim is to help you achieve financial freedom with concrete, actionable content.

The Real Estate Way to Wealth and Freedom Podcast


081: Alternative Investments with Kirk Chisolm


Kirk Chisholm is a Wealth Manager and Principal at Innovative Advisory Group. His roles at IAG are co-chair of the Investment Committee and Head of the Traditional Investment Risk Management Group. His background and areas of focus are portfolio management and investment analysis in both the traditional and alternative investment markets.

Kirk has been providing wealth management services to individuals, executives, entrepreneurs, and their families, as well as businesses and organizations since 1999. Kirk is dedicated to developing lasting relationships with all of his clients. One of the benefits of working with Kirk is his patience and his ability to provide clear, easy to understand explanations of all financial options.

Prior to integrating with Innovative Advisory Group in 2008, Kirk founded Stirling Global Advisors, LLC in 2005, a full-service private wealth management firm. Kirk has also held wealth management roles at both UBS PaineWebber and Smith Barney.

Key Points
Investing outside Wall Street
Investing through your IRA
Alternative asset classes – real estate, tax liens, raw land, and even livestock!
How to unlock tax free income from retirement accounts

Pareto principle or eighty-twenty rule - word cloud on a napkin with a cup of coffee

080: Digging Deep into Your Reasons Why – Friday Fundamentals


Episode 80 piques my curiosity with the Pareto Principal, or the 80-20 rule. The Pareto Principal is based on the Italian economist, Vilfredo Pareto. Pareto though his research, found a disproportionate ratio of inputs and outputs in different scenarios. Pareto first identified this unequal balance of inputs and outputs when looking at the land owned…

KevinBupp Headshot

079: Investing in Mobile Home Parks with Kevin Bupp


Kevin Bupp is a Florida-based Real Estate Investor and serial entrepreneur with over $40 million of real estate transactions. His extensive investment experience spans the gamut of apartment buildings, single-family homes, office buildings, raw land, condos, and his favorite and by far the most profitable, Mobile Home Parks.

Kevin holds the keys to successful real estate investment. With over 16 years of experience, Kevin now educates investors to locate, acquire, and create “higher than average” returns from this widely misunderstood niche of Mobile Home Park Investing. He shares his expertise through the Mobile Home Academy and also as the host of The Investing for Cashflow Podcast. In addition to his Real Estate endeavors, Kevin is passionate about giving back and is the founder of several charitable organizations, including founded, a social running club with more than 10,000 active members, and “72 Hours to Key West,” an annual 280 mile bike ride benefiting impoverished families during the holidays.

Key Points
Starting out learning from a mentor
Why mobile home parks are a great niche
The need for affordable housing throughout the country
Mobile home parks – they aren’t making any more of ’em!
Buying mobile home parks with seller financing
Lightning Questions
What was your biggest hurdle getting started in real estate investing, and how did you overcome it?
Learning. WIth the help of a mentor, Kevin was able to learn the ropes.
Do you have a personal habit that contributes to your success?
Health and fitness
Do you have an online resource that you find valuable?
Credit Karma (phone app)
What book would you recommend to the listeners and why?
Meet and Grow Rich by Joe Vitale and Bill Hibbler
If you were to give advice to your 20 year old self to get started in real estate investing, what would it be?
Get involved in multifamily real estate as soon as possible.
The Mobile Home Park podcast

Real Estate Investing for Cash Flow podcast


Illustration of a nerve cell on a colored background with light effects. 3D render of Neurons Network. Active neurons brain connections nervous system.

078: Becoming Comfortable with Uncomfortable – Friday Fundamentals


Being uncomfortable is…. well, uncomfortable. There are different types of discomfort, from the kind you feel when you’re being pulled to the top of a roller coaster with that impending drop to the bottom, to that feeling in your gut when you’re asking your boss for a raise and your palms are sweaty. Being uncomfortable…

Mark Ferguson

077: Building Businesses to Fund Investments with Mark Ferguson


Mark Ferguson’s purpose is to help as many people as he can become financially free through real estate.

Mark Ferguson is a real estate agent, real estate investor, author and the creator of Mark’s real estate team sells hundred of homes a year, he has flipped over 100 houses, owns 16 rental properties and has written five books. is a real estate blog with over 300,000 views a month, over 35,000 subscribers and a wealth of free information.

Historically Mark averages:

Over $30,000 profit on each flip he completes
Over $8,000 a month income from his rental properties
Over $600,000 gross commissions per year on his real estate team
Over 200,000 unique visitors to InvestFourMore per month
These returns and profits do not come from secret, unknown, get rich quick schemes. They come from knowing the fundamentals, knowing them better than anyone else, and execution.

Mark has created coaching programs for real estate investors and real estate agents to show them how to make solid investments that will pay off over time. Mark also loves to teach business and time management as he is a proud father of 5 year old twins. With four extremely successful businesses he only works about 40 hours a week. He would work less, but he loves what he does.

Key Points
Expand your goals – success will follow
Building a business to fund investments
Focusing on the highest and best use of your time
Setting goals and finding your reasons why
Lightning Questions
What was your biggest hurdle getting started in real estate investing, and how did you overcome it?
Rental properties were difficult for Mark to break into. He first had to focus on the mindset, and then save for the down payment.
Do you have a personal habit that contributes to your success?
Mark listened to a lot of self help books, and set goals. Every night Mark reflects on his goals and look at the big picture.
Do you have an online resource that you find valuable?
What book would you recommend to the listeners and why?
The One Thing by Gary Keller and Jay Papasan
The War of Art by Steven Pressfield
If you were to give advice to your 20 year old self to get started in real estate investing, what would it be?
Buy houses and make sure you get a good deal!
Invest Four More Podcast

Invest Four More YouTube Channel

Books by Mark Ferguson
Build a Rental Property Empire by Mark Ferguson

Fix and Flip Your Way to Financial Freedom by Mark Ferguson

How to Change Your Mindset to Achieve Huge Success by Mark Ferguson



076: Your Reasons Why – Friday Fundamentals


Real Estate Investing is a journey. Everyone goes through different experiences, along different paths. Any which way you take, it’s almost assuredly a road with twists and turns and dead ends. It’s never a straight and easy path.

The list of hurdles a real estate investor faces includes finding good deals, financing deals, managing properties, managing tenants, maintenance/repairs, managing personal finances, book keeping, and maintaining good relationships, just to name a few.

As a real estate investor, you’ll stumble along your way to financial freedom (and beyond). You’ll make mistakes. So long as you have a reason why, larger than yourself, you’ll be motivated to not quitting and will eventually reach your goals.

The same thing can be said about not just real estate investing, but any difficult journey in life – going to school, raising a family, starting a business, etc.

That’s why it’s so important to have a reason that keeps you going – a reason why.

It’s my belief that personal financial gain is not a big enough reason why to keep you going. I say this because at some point, you’ll have enough to provide a comfortable life for yourself. If that is the bar you set, then simply working a 9-5 job for someone else will do.

The larger your reason why, the more motivated you’ll be to achieve success, however you define it.

Set goals higher than you think you can achieve. Couple those goals with reasons why larger than yourself. You’ll surprise yourself with the levels of success you can and will achieve.


075: Building Truly Passive Income with Marco Santarelli


Marco Santarelli is an investor, author, and founder of Norada Real Estate Investments – a national real estate investment firm offering turnkey investment property in growth markets nationwide. Marco Santarelli is the host of the Passive Real Estate Investing podcast – the show where busy people like you learn how to build substantial passive income while creating wealth for the…

dominoes isolated on white as an abstract management concept

074: Protecting Your Downside – Friday Fundamentals


It’s human nature to be on the look out for threats. Our early ancestors had to be aware of threats every day. This same caution has been passed down thousands of years. Only today, our threats are much different. While threats like predators stalking our villages, or entire populations being eradicated by the plague no longer exist, we still have our own threats in today’s society, from litigation to financial loss and health.

As real estate investors, we’re aware of the risks associated. Litigation and financial loss are legitimate threats that happen all too often. We are aware of these risks, and therefore appropriately protect ourselves from them when possible. We carry insurance policies to protect against damages. We protect our assets with legal structures. We screen our tenants. All of these help protect our downside.

“The first rule of investment is don’t lose money. And the second rule of investment is don’t forget the first rule. And that’s all the rules there are” – Warren Buffett

Another way to protect your downside is by a supplemental insurance called a Home Warrant Policy or a Residential Services Agreement. A home warrant policy is an insurance policy carried by the homeowner, which covers standard appliances, HVAC systems, and plumbing. If one of these items breaks, you can be faced with a large repair bill or an even bigger replacement cost. A home warranty policy insures these items will remain in working condition, so long as the damage isn’t from neglect or lack of maintenance in most cases. These polices typically range from $500-$650 per year and have a deductible of $75-$100.

Many beginning investors will try to do things on the cheap, and some even forego a Home Warranty Policy. If your systems and property are relatively new, then it might not be as much of a risk to elect out of a home warranty policy. However, if your property or appliances are on the older end with deferred maintenance, then it might be wise to pay for a home warranty policy. In many cases the seller or seller’s agent will pay for this home warranty policy for the first year.

There is no one right way for everyone when considering insurance, asset protection strategies, and personal risks. Be mindful of protecting your downside, and look to increase your upside. With this principal in mind, you’ll be more prepared to deal with the inevitable threats on your path to financial freedom and beyond.


073: How Technology is Changing Real Estate with Craig Cecilio


Craig Cecilio is a principal in DiversyFund, Inc. and the founder and CEO of California Coastal Funding Group, Inc. He has worked in the real estate industry for nearly 20 years. Over the course of his career, he has participated in the development of over 1,000 single family residences in California as either a joint venture equity partner, lender or sponsor.

Mr. Cecilio also owns a California-licensed real estate lending business for residential renovations and ground-up construction (residential and multi-family) in California coastal markets such as San Diego, Orange County, Los Angeles and San Francisco, a loan servicing business and a real estate crowdfunding website known as

Since 1997, Mr. Cecilio has financed nearly $1 billion of real estate assets, having raised over $100 million in debt or equity for real estate transactions in the last three years, and has developed and managed over $25 million of residential property (renovations and ground-up). Mr. Cecilio also manages a real estate bridge loan fund that pre-funds many of the transactions later sold the DiversyFund investor platform.

Mr. Cecilio is a graduate of the University of Colorado at Boulder.

Key Points
Crowdfunding, simply put, is real estate syndication leveraged with technology
Who should invest in real estate through crowdfunds
Using crowfunding opportunities to learn about real estate
What you need to do to be SEC compliant
Investing through crowdfunding vs. investing in real estate on your own
Lightning Questions
What was your biggest hurdle getting started in real estate investing, and how did you overcome it?
The typical hurdles of raising capital were the same for Craig as anyone else doing the same thing – developing the track record as a first time crowdfunding platform.
Do youn have a personal habit that contributes to your success
Craig is forward thinking and solution based.
Do you have an online resource that you find valuable?
Craig learns from the news and networks.
What book would you recommend to the listeners and why?
The Laws of Success in Sixteen Lessons by Napoleon Hill
If you were to give advice to your 20 year old self to get started in real estate investing, what would it be?
Buy more real estate!
Diversy Fund

Assets Liability Concept

072: Assets and Liabilities – Friday Fundamentals


    Let’s talk about how we spend money. This isn’t some lecture about how you should forego that daily coffee and cut coupons so that one day you can retire. No one wants to hear that. But it is important to understand how you spend your money. Most people earn income from a job,…

"This podcast offers a great perspective for people who are just getting started in real estate investing. I HIGHLY recommend it!"

- Nathan B.

Houston, TX

"Don't pass this podcast up! I was unsure about adding another podcast to my library, but this one has proven to be invaluable in my investing journey!"

- Ernest D.

La Porte,  Texas

"I've tried my hand at stocks, and let's just say it didn't go as well as I planned. This podcast has helped me realize the multiple benefits of real estate investing. I just wish I would have started sooner!"

- Jonathan C.

Enid, OK


Click below to listen to a short clip where I introduce myself and talk about the vision of The Real Estate Way to Wealth and Freedom podcast.

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